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Download Insurance Legal and Regulatory (IF1) Exam Exam Dumps
NEW QUESTION 42
Under the provisions of the Financial Services Act 2012. what action, if any, can the regulator take against a firm that has committed money laundering offences?
- A. Criminal prosecution.
- B. No action can be taken.
- C. Civil proceedings.
- D. Arbitration.
Answer: A
NEW QUESTION 43
How is Insurance Premium Tax collected within the UK?
- A. By the insurer on individual insurance contracts.
- B. By HM Revenue & Customs on individual insurance contracts.
- C. By HM Revenue & Customs on the whole general account.
- D. By the insurer on the whole general and life accounts.
Answer: D
NEW QUESTION 44
Insurers and intermediaries are required to adhere to solvency requirements as stipulated by the
- A. Association of British Insurers.
- B. European Union.
- C. Financial Services Compensation Scheme.
- D. Financial Ombudsman Service.
Answer: B
NEW QUESTION 45
Peter currently has no penalty points on his driving licence, although he was convicted of a minor motoring offence eight years ago. Why does Peter NOT need to disclose this to his motor insurer?
- A. It represents a physical hazard.
- B. It is information that would not influence an underwriter.
- C. It represents a moral hazard.
- D. It is a spent conviction.
Answer: D
NEW QUESTION 46
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